The Rules of Baccarat

In Baccarat, the player and the banker face off against one another, and the object is to guess which of their respective hands will win over the others. You play Baccarat with eight decks of cards. The first and third cards go straight into the hands of the player, while the second and fourth are dealt to the Bank.

As a general rule, no other card is dealt except in a tie. In that case, one last card is dealt to the two parties in order to decide between them who wins. In Baccarat, the value of each hand corresponds to the last digit of the sum of that hand. If the player has a 7 and a 3, the sum of his hand will be 10. The hand thus counts as 0, the last digit of the sum of the player’s hand. It is therefore not necessary to have strong cards to win at Baccarat.

How to Play Baccarat

The dealer deals two cards to the player and then two cards to himself. Both parties check their draws and compare them on the table, knowing that the cards are always dealt face up.

If the player or the dealer has a hand with a total value of 8 or 9, he wins. If both the player and the dealer have a total hand value of 8 or 9, they have to stand and the game ends in a tie.

If the player’s hand has a total value of less than 6, he is required to take a third card. If the dealer’s hand has a total value of less than 6, he is also required to draw a third card. In case the hand value totals less than 7, both parties will have an interest in drawing a new card to get as close as possible to the value of 9.

The Value of the Cards in Baccarat

The object in Baccarat is to try to get close as possible to the value of 9. If the sum of two cards equals 8 or 9, the hand is called a "Natural." But a Natural can also be a single card with a rank of 8 or 9. With a Natural, the player does not receive an additional card; otherwise it would ruin his chances of winning. No further cards are drawn and the outcome is immediately determined by comparing the two totals.

If both hands form a Natural, then the player is required to "stand". We then have a situation of a tie game. However, the better Natural always prevails over the other. A 9 prevails over an 8 in accordance with their respective numerical values. If neither the player nor the Bank has a Natural, it is the player who has the advantage. If the player's score is 6 or 7, he is required to "stand." If the sum total of his cards is less than 6, the player draws an additional card.

Baccarat Third Card Rules

Below you can find a table which shows all the instances under which the banker will either draw a third card or not:

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